Friday, July 3, 2009

Credit Score questions and answers

Credit Score = 610 next to Secure Credit Card!?
About a year ago, my credit score be somewhere 500-600. So I decided to carry a secure credit card to tilt my credit score. I 've have this card for about a year in a minute, and then fixed to apply for a non-secure credit card few weeks ago. I was DENIED. I be kind of surprised, because I thought a year be long enough to build my credit to qualify me for an actual credit card. So I granted to check my score online through myFico.com. My mark is now 610 (just Equifax). There be 7 accounts on my report:1. Installment Account (School Federal Loans): Status is good.2. 3 Active Collection Accounts: elderly medical bills, cell phone bills.3. Revolving Account: My current secure credit card, Status is also right, I pay prompt, but my balance is usually close to the available credit aim.4. 2 Revolving Accounts: Charged OffMy last 2 years of fee history is good, no missed payments. The distrustful items are old.How can I boost my credit? can my secure credit card allow me to get 700?

Credit Score 530?
I went to obtain a car loan from the pusher ship and they turned me down I make 2,500 a month? Where do I step to get a loan?Please Serious answers!!

Credit Score 638?
I'd had "credit" for 13 months and own three accounts open, one fully compensated off as of a couple of weeks ago and the other two hold higher balance but I've never missed a payment. How am i doing so far?

Credit Score Building - No Score on Transunion?
Hi,I have a Score of 730 on Experian and 743 on Equifax But nought on TransUnion. Few Questions : How do I go in the order of getting rating on Transunion. ? How can I go around improving my evaluation. ? On my Credit Summary, I have 0 lower than all these items for the 3 bureau Experian / Equifax / Transunion: REAL ESTATE ACCOUNTS: INSTALLMENT ACCOUNTS: OTHER ACCOUNTS: COLLECTION ACCOUNTS: ACCOUNTS SUMMARY: Open Accounts: 1 1 0Closed Accounts: 0 0 0Public Records: 0 0 0Inquiries: 5 1 1On My Account History : Account Name: WELLS FARGO BANK Account Number: XXXXXXX Acct Type: Credit Card - Revolving Terms Acct Status: Open Monthly Payment: Date Open: 1/1/2007Balance: $0.00 Terms: Revolving High Balance: Limit: $4,000.00 Past Due: Payment Status: CurrentComments:CREDIT CARDNot much history. What should be my subsequent step to build up fast. Thank you.

Credit Score fixes on Ebay?
Any ever use one of the credit fixes on ebay? If so let me know if it worked or worth it?

Credit Score Increase...?
I have 2 ccj's on my credit report,I have compensated these in full.Once i own made the courts aware of this will my credit score increase.?,And if so by how oodles points.?

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