Credit Card Comparison~What Suits You?

In today's changing social and economic climate, credit and debit cards play a key role in everyday living. Many of you have seen the t.v. commercial in the cafe where the steady stream of customers swipe their cards to pay and move right along until one guy tries to pay with cash and the entire flow is completely disrupted? What was he thinking paying cash? More and more people have adopted the practice of credit card comparison to find what suits your needs and lifestyle.

Whether you fit into this group or not, there is a socio-economic revolution going on around us. You can either adjust to the new wave of commerce or stick with old school cash and paper checks. Here are just some of the benefits of credit cards:

1) Safety; more and more people and businesses are not getting mugged or held-up because they know chances are there is no cash on hand, only credit cards. I know, sounds arbitrary, but true!

2) Fast and easy; let's face it, we like things done yesterday! Credit cards allow us to make purchases online and offline with ease.

3) Rewards & Bonuses; whether it is airline miles, gift certificates, rebates or points, credit cards offer a wide variety of incentives.

So what do you do next? How do you find which credit card is right for you? With so many different options, incentives, APR's and fees, it can get alittle overwhelming. Credit card comparison is the new wave. Below is just a glimpse at a few credit cards and what they offer you.

A) Travel/Airline & Hotel: Airlines offer anything from Bonus miles after first purchases, Double miles at particiapting groceries, restaurants, gas and more to no balck-out days. Hotels offer discounts on rooms to points redeemable for free nights. Even cruise lines are getting in the mix with incentives and discounts. Travel insurance has become an added bonus.

B) Pre-Paid: For those who like to know exactly what they are spending from the get go at their own pace. Also an option for those with less than perfect credit. Offer No Hidden or Annual Fees, No Credit or Employment checks, Free to Load money with Direct Deposit of paychecks, zero liability, Cash Reward Programs and a Free Credit Bulider with Overdraft Protection.

C) Student: Ready to build that credit history? With 0% intrest on purchases for the first 6 months, no annual fees, up tp 5% cash back bonuses on apparel, gas, movies as well as redeming points for name brand merchandise or gift certificates. Also the option to personalize your card with your own design.

D) Business: For any businss small or large the benefits are truly helpful. Larger credit lines, $0 fraud liability, low APR's on balance transfers, travel and merchant discounts, personalization of your card, no pre-set spending limits to earning bonuses and points when your employees make purchases! What more could you ask for?

Again, these are just few that touch on the surface of what is offered out there for credit card comparison. Do not get sucked into signing up for a card that is not right for you. This will only hurt your credit rating if you are not approved. Compare Credit cards and research your needs.

Credit Questions and Answers

Credit Cards and Not Paying Them?
I owe two credit cards money. I've tried everything but I can't seem to pay envelope them anymore. My lover racked up the bills before she took stale on me. I owe about $4000 on one and give or take a few $1000 on another. I can't afford the Monthly payments. What should I do? I don't want to just stop paying on them. I do own a job but newly can't afford the amount they want. Is there any hope?

credit cards cessation of 0% on purchases hold out?
I got a credit card contained by october with 0% on purchases until april. so far ive spent roughly speaking a grand on the card. I know that if i dont salary off the entire symmetry before the proffer ends i get charged interest on the set off . what i need to find out is when(the date) the interest get charged from. is it from the date of my purchases? or from when the offer ends? appreciation

Credit Cards surrounded by America?
I'm going to the USA next week and will be using my credit card, will I involve to carry near my photographic ID in directive to be able to use it? I do surrounded by Europe and was wondering if I want to in the States as capably.

Credit cards that come near harmonize for rebuilding credit?
Anyone ever used those credit cards whre you get the dispatch in the correspondence, and it says that you can seize $300 credit line, but will start out next to a $150 balance for fees ect.? I basically wanted to know if it could ever in actuality work out and help do again credit or is just a scam. Any feedback is appriciated. Thanks!

Credit cards that re-establish credit?
Does anyone know any credit cards companies or anyways to restablish my credit

Credit cards, unpaid stability, please have need of serious oblige!?
hello, i have pretty desperate story, anyway, my father before he moved out USA got profoundly of credit cards and spend them all out buying lots of staff (laptops, TV, iPods, gold ingots diamond, jewelery and many more) I'd read out about $10000-$20000. WE used to live at matching apartment, and he bought some staff for me for my friends (of course we had a deal) we used to enjoy same insurance policy, buy air tickets from his credit cards for me and tons more..Right now, I am worried something like one thing, when they start collections and investigations could they possibly bring in me responsible for his debts too? Will I possible face any problems? What can I do to protect myself? I am going to stay here lastingly and he's not coming back. Guys, it is serious, and please endow with me serious answers I would've really appreciate that.Bozorboy

Credit Score questions and answers

Credit Score = 610 next to Secure Credit Card!?
About a year ago, my credit score be somewhere 500-600. So I decided to carry a secure credit card to tilt my credit score. I 've have this card for about a year in a minute, and then fixed to apply for a non-secure credit card few weeks ago. I was DENIED. I be kind of surprised, because I thought a year be long enough to build my credit to qualify me for an actual credit card. So I granted to check my score online through myFico.com. My mark is now 610 (just Equifax). There be 7 accounts on my report:1. Installment Account (School Federal Loans): Status is good.2. 3 Active Collection Accounts: elderly medical bills, cell phone bills.3. Revolving Account: My current secure credit card, Status is also right, I pay prompt, but my balance is usually close to the available credit aim.4. 2 Revolving Accounts: Charged OffMy last 2 years of fee history is good, no missed payments. The distrustful items are old.How can I boost my credit? can my secure credit card allow me to get 700?

Credit Score 530?
I went to obtain a car loan from the pusher ship and they turned me down I make 2,500 a month? Where do I step to get a loan?Please Serious answers!!

Credit Score 638?
I'd had "credit" for 13 months and own three accounts open, one fully compensated off as of a couple of weeks ago and the other two hold higher balance but I've never missed a payment. How am i doing so far?

Credit Score Building - No Score on Transunion?
Hi,I have a Score of 730 on Experian and 743 on Equifax But nought on TransUnion. Few Questions : How do I go in the order of getting rating on Transunion. ? How can I go around improving my evaluation. ? On my Credit Summary, I have 0 lower than all these items for the 3 bureau Experian / Equifax / Transunion: REAL ESTATE ACCOUNTS: INSTALLMENT ACCOUNTS: OTHER ACCOUNTS: COLLECTION ACCOUNTS: ACCOUNTS SUMMARY: Open Accounts: 1 1 0Closed Accounts: 0 0 0Public Records: 0 0 0Inquiries: 5 1 1On My Account History : Account Name: WELLS FARGO BANK Account Number: XXXXXXX Acct Type: Credit Card - Revolving Terms Acct Status: Open Monthly Payment: Date Open: 1/1/2007Balance: $0.00 Terms: Revolving High Balance: Limit: $4,000.00 Past Due: Payment Status: CurrentComments:CREDIT CARDNot much history. What should be my subsequent step to build up fast. Thank you.

Credit Score fixes on Ebay?
Any ever use one of the credit fixes on ebay? If so let me know if it worked or worth it?

Credit Score Increase...?
I have 2 ccj's on my credit report,I have compensated these in full.Once i own made the courts aware of this will my credit score increase.?,And if so by how oodles points.?